Contact : 844-PHD-401K

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E-mail : 401ksimple@phdfirm.com

Start Your 401(k) with us

Plan Health Design

We help Employees retire better

Simple 401(k) Plans

Healthy retirement plans produce healthy retirement outcomes.

PHD. Retirement Consulting revolutionizes the retirement planning in the industry, providing a comprehensive array of pooled solution that gives clients various options. Whatever size business you have, PHD. Retirement Consulting offers plans tailored to uniquely meet your needs while providing competitive pricing that generally goes hand-in-hand with large scale setups.

All Employees Matter

All employees matter

Webinar

You really can have a simple 401(k)

The Umbrella Approach

Shared fiduciary responsibility


Choices

The Flexibility to Meet Your Needs

PHD. Retirement Consulting offers a Choice Pooled Solution. This is unique because it consists of two plan configurations: Retirement Plan Exchange and Choice Pooled Employer Plan

Easy Button

Helping employers sleep better

Transfer of participant compensation, contribution and other data happens automatically and securely

Reduce Costs

Payroll uploads and deferral changes are no longer time-consuming tasks, allowing for more efficiency

Automated integration reduces opportunities for compliance issues and can save your staff time from dealing with errors.

With automation, staff can recover their time and focus on other important matters.


SERVICE

Advantages

Well Known Providers

Employers want to work with industry leaders. PHD. Retirement Consulting combines industry-leading professional service providers for “end-to-end” retirement plan oversight, including robust tools and resources for employees.

Make it Simple

Employers don’t want to be 401(k) experts. With our umbrella approach, plan set-up, implementation, monitoring, enrollment, and other duties are overseen.

Fiduciary Protection

Employers don’t want to be at risk. By shifting administrative and certain named fiduciary duties, employers can mitigate the most defined legal obligations and responsibilities.

Cost Effective

Employers don’t want to overpay. PHD. Retirement Consulting is built on a pooled pricing model and often costs less than other programs offering fewer comprehensive services.

Compliant

Employers don’t want fines or penalties. Processes are developed to administer plans to be DOL and IRS compliant